Online Banking

What Is Online Banking?

Online banking gives you the ability to manage your bank account over the internet using a computer or mobile device. There’s no need to visit a bank branch, and you can do all of your banking tasks when it’s most convenient for you (even outside of normal banking hours). This makes it easier, and often less expensive, to use

How Online Banking Works

If you're a customer of our bank that offers online banking, you can open an account through that institution's website and manage your account after you register it for online access. You can accomplish a surprising number of everyday transactions online.

Open Accounts: You can open checking, savings, and other accounts online, often without the hassle of printing or physically signing anything. In the past, you had to meet with a personal banker during business hours and fend off numerous sales pitches. With electronic signature capability, the entire process might now take less than 10 minutes.

Pay Bills: Instead of writing checks to pay bills, your bank can print and mail a check for you month after month. But for greater convenience, it’s also possible to send money to a payee electronically, even if the amount you owe changes every month.

Transfer Funds: Need to move money from your checking account to your savings account? How about putting extra cash into a certificate of deposit (CD) or opening a new CD? You can carry out transfers online, so there's no need to visit a branch or wait on hold to accomplish these tasks. You can even link bank your accounts at different banks or send money to friends and family almost instantly through person-to-person services accessible through your bank.

Apply for Loans: Getting a loan is traditionally a paperwork-intensive process. But it doesn’t have to be. Filling in your application online speeds the process of checking your credit, allowing your bank to respond with an answer more quickly. Some banks with online loan applications make funds available the same day you get approved for a loan. Other lenders operate entirely online and can make near-instant lending decisions.

Deposit Checks: When someone pays you with a check, there are several ways to deposit it when banking online. The fastest and easiest option is with mobile check deposit: Snap a photo of the check through the mobile app of your bank and submit it for payment. There’s no need to mail the check.